Overview
Transaction types tell InvestSync what kind of investment activity has happened. The type you choose affects how the holding is shown, how cost basis is maintained, and how later reports interpret the activity. Use the transaction type that best matches the source document or event. A sale, a capital repayment, and a redemption may all involve cash coming back to the investor, but they do not mean the same thing for the holding.What InvestSync updates
Depending on the transaction type, InvestSync may update:- Units: the number of shares, units, notes, or interests held.
- Cost basis: the capital invested in the holding, after purchases, returns of capital, calls, and other adjustments.
- Market value: the current carrying value shown for the investment.
- Income: dividends, interest, and related tax details.
- Realised gains or losses: outcomes from disposals such as sales, redemptions, buybacks, liquidations, or write-offs.
- Audit trail: the source document, review decision, and change history where available.
Transaction type guide
| Transaction type | Use this when | Effect in InvestSync |
|---|---|---|
| Buy | New units are purchased. | Increases units and cost basis. Updates the holding value using the purchase amount and price. |
| Sell | Units are sold to another buyer or through a market sale. | Reduces units. Records proceeds and may create a realised gain or loss against the sold portion. |
| Stock split | A share split or consolidation changes the number of units. | Changes units without treating the event as a purchase or sale. Cost basis and value are spread across the new unit count. |
| Bonus issue | Extra units are issued for no additional payment. | Increases units without adding new cost basis. Existing cost basis is spread across more units. |
| Rights issue | Units are taken up through a rights issue, entitlement offer, or share purchase plan. | Increases units and cost basis by the amount paid. |
| Redemption | Units, notes, or fund interests are repaid, matured, or redeemed by the issuer. | Reduces units. Records proceeds and treats the event like a disposal for reporting purposes. |
| Capital call | More capital is paid into an existing investment without receiving new units. | Increases cost basis and value, while the unit count stays the same. |
| Buyback | The issuer buys back shares or units. | Reduces units. Records proceeds and treats the event like a disposal. |
| Liquidation | A wind-up, final distribution, or liquidation reduces or closes the holding. | Reduces or closes units. Records proceeds and supports realised gain or loss review. |
| Dividend | Dividend income is paid or reinvested. | Records income, net cash received, tax entries, and reinvestment details where relevant. |
| Interest | Interest income is paid on a note, loan, bond, cash account, or similar investment. | Records income, net cash received, and tax entries where relevant. |
| Fee | An investment-related fee is charged. | Records a cost without changing units. Fees can be reviewed with the transaction history and reports. |
| Capital repayment | Capital is returned without selling or redeeming units. | Reduces cost basis while the unit count stays the same. This is different from a sale. |
| Revaluation | A current value is recorded for a private, unlisted, or manually valued investment. | Updates the carrying value without changing units or cost basis. |
| Write-off | Some or all remaining value is written down. | Reduces holding value and may close units, depending on the entry. Supports realised loss review. |
Choosing between similar types
Sale, redemption, buyback, and liquidation
Use these when units reduce and cash or value is received because part or all of the holding has been disposed of.- Use Sell for a normal market or private sale.
- Use Redemption when the issuer or fund repays or redeems the units.
- Use Buyback when the issuer buys back its own shares or units.
- Use Liquidation for a wind-up or final distribution.
Capital repayment versus sale
Use Capital repayment when capital is returned but the investor still holds the same units. This reduces the cost basis of the holding. Do not use Sell unless units were actually sold or disposed of.Capital call versus rights issue
Use Capital call when extra capital is paid into the same holding and no new units are issued. Use Rights issue when the investor receives or subscribes for additional units.Bonus issue versus rights issue
Use Bonus issue when extra units are issued for no payment. Use Rights issue when the investor pays for additional units.Revaluation versus transaction
Use Revaluation when the source shows a current value, such as a valuation statement or private investment update, and no actual movement of cash or units occurred. Do not use revaluation for a completed buy, sale, income payment, fee, redemption, or capital event.Unit requirements
Some transaction types need units because they change or confirm the holding quantity:- Buy
- Sell
- Stock split
- Bonus issue
- Rights issue
- Redemption
- Buyback
- Liquidation
- Revaluation
- Write-off
- Dividend
- Interest
- Fee
- Capital call
- Capital repayment
Documents and review
When documents are uploaded or received by email, InvestSync may suggest a transaction type from the source text. Always review the suggested type before saving. Check the type carefully when a document mentions capital returned, repayment, maturity, redemption, wind-up, entitlement offers, or share issues. These words can look similar, but they affect holdings and cost basis differently.Good practice
Match the source document
Use the wording and effect shown in the contract note, statement, issuer notice, or capital call notice.
Check whether units changed
If units changed, choose a type that reflects the unit movement. If units did not change, avoid sale-style types unless the source clearly shows a disposal.
Separate income from capital
Dividends and interest are income. Capital repayments and redemptions are capital events and should not be entered as income.
Review cost basis effects
Capital calls increase cost basis. Capital repayments reduce cost basis. Bonus issues spread the existing cost basis across more units.